Wealth Finance

My mortgage company approved my request to delete escrow, so now I can pay my own property taxes and hazard insurance.  BUT – my first tax bill was due on December 1st and I just found out yesterday.  Not off to a great start, huh?  I have until December 31st to pay without penalties or interest. Whew!

Over the course of 2009, my financial software tells me that (on average) I spend the following every month:

• $2,000 on bills – expected
• $2,400 in savings – nice
• $700 on personal & entertainment – I should cut back but I know I won’t
• $135 on gifts – one gift for my mama increased the ‘real’ average

None of this surprises me. My financial life is so predictable.

I failed my cash only experiment.  I’m connected to Amex and USAA at the hip.  I may have to be really desperate before I give up my credit cards.

After 3 months of indoctrination, I think I like my new job.  I can see myself working here for a very long time.

My Christmas shopping is almost done.  I just need two more things – something Dora or Tinkerbell and a F21 gift card.

BabyGirl said she didn’t want anything for Christmas.  Ha, yea right!

An office holiday party that cost $50 for lunch during office hours and with a cash bar.  Are you serious?

Some elite schools are replacing all loans with grants in financial aid packages for undergraduate students, regardless of income.  If we get into school #2 (my preferred #1 choice), my worries may be ova!

What random financials are on your mind today?

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